Simple, Transparent Pricing
Whether it’s your personal wallet or your business cards, choose the plan that fits. Pay once for an audit, or stay on top of your rewards with ongoing monitoring.
Pick a plan and we’ll walk you through creating your account before checkout so your purchase is attached to your dashboard.
One-Time Audits
Pick the tier that matches your card setup.
Personal Starter Audit
$49 One time
For individuals with a focused card setup.
Best for simple personal card setups.
- Up to 3 cards
- AI rewards optimization report
- Card-by-card breakdown and grading
- Spending category matching
- Downloadable PDF report
- 60 days free monitoring included
Personal Plus Audit
$99 One time
For households juggling several cards.
Best for individuals, couples, or side hustlers with several cards.
- Up to 7 cards
- Everything in Personal Starter
- Deeper category-by-category analysis
- Priority processing
- 60 days free monitoring included
Personal Pro Audit
$149 One time
For rewards enthusiasts with a large wallet.
Best for households and rewards maximizers.
- Up to 12 cards
- Everything in Personal Plus
- Household spending review
- Advanced opportunity insights
- 60 days free monitoring included
Monitoring Subscriptions
Keep your personal rewards strategy updated after your audit. Includes 60 days free. Billed monthly — cancel any time.
Personal Monitor
$9 / month
Up to 3 cards. 60-day free trial.
- Ongoing rewards monitoring
- Monthly rewards performance report
- Bonus category reminders
- Cancel any time
Personal Plus Monitor
$19 / month
Up to 7 cards. 60-day free trial.
- Everything in Personal Monitor
- Educational alerts when better-fit rewards categories appear
- Quarterly re-grade
- Cancel any time
Personal Pro Monitor
$29 / month
Up to 12 cards. 60-day free trial.
- Everything in Personal Plus Monitor
- Household strategy view
- Priority alerts
- Cancel any time
One-Time Audits
Pick the tier that matches your business card portfolio.
Business Starter Audit
$99 One time
For small businesses with a focused card setup.
Best for small businesses with a focused card setup.
- Up to 4 cards
- Full AI rewards optimization report
- Card-by-card breakdown and grading
- Spending category matching
- Downloadable PDF report
- 60 days free monitoring included
Business Growth Audit
$199 One time
For growing businesses managing several cards at once.
Best for active businesses managing several cards.
- Up to 10 cards
- Everything in Business Starter
- Deeper category-by-category analysis
- Multi-user / employee card considerations
- Priority processing
- 60 days free monitoring included
Business Pro Audit
$349 One time
For established businesses with a large card portfolio.
Best for larger card portfolios, employee card usage, or multi-entity setups.
- Up to 20 cards
- Everything in Business Growth
- Multi-entity friendly
- Annual fee and benefit review
- Priority processing
- 60 days free monitoring included
Monitoring Subscriptions
Keep your business rewards strategy updated with ongoing reports, alerts, and re-audits. Includes 60 days free. Save 15% when billed annually.
Business Monitor Starter
$30 / month
Up to 4 cards. 60-day free trial.
- Weekly bonus category & offer report
- Monthly rewards performance report
- Quarterly full re-audit
- Save 15% with annual billing
Business Monitor Growth
$60 / month
Up to 10 cards. 60-day free trial.
- Everything in Business Monitor Starter
- Higher-priority alerts
- Educational alerts when better-fit rewards categories appear
- Save 15% with annual billing
Business Monitor Pro
$90 / month
Up to 20 cards. 60-day free trial.
- Everything in Business Monitor Growth
- Multi-entity portfolios supported
- Updated letter grade each quarter
- Save 15% with annual billing
Want a Specialist to Walk Through Your Strategy?
$599 One time
Upgrade to a personal strategy session after your audit and review your rewards plan with a Plan Save Prosper specialist.
- Full audit at any tier
- Personal up-to-2-hour Zoom strategy session
- Custom recommendations from a Plan Save Prosper specialist
- Priority processing and follow-up
- 60 days free monitoring included
Launch pricing. Future pricing may change.
Not Sure Which Plan Fits?
Start with a one-time audit. Every audit includes 60 days of free monitoring, so you can review your report, test the platform, and decide if ongoing monitoring makes sense for you.
Want to see what a report looks like? View a sample report.
Plan Save Prosper provides educational rewards organization and optimization only. This is not financial, tax, or credit advice, and we do not recommend applying for or closing any specific credit product. Read full disclaimer.
Frequently Asked Questions
Is this financial advice?
No. Plan Save Prosper provides educational rewards organization only. We help you understand and organize your existing rewards setup. Always consult a qualified financial professional before making financial decisions.
What information do you need from me?
We only need basic card information — card nickname, issuing bank, last 4 digits, card type, annual fee, and rewards type. We never ask for full card numbers, CVV codes, or any sensitive credentials.
How long does the report take?
Your AI rewards optimization report is typically generated within 30 seconds of clicking Generate Report.
How does the 60-day free monitoring trial work?
Every monitoring subscription starts with a 60-day free trial — no payment is required during the trial. Cancel any time before the trial ends and you won’t be charged.
How does payment work?
Payments are securely processed by Stripe. We never see or store your card details. You’ll receive an email receipt directly from Stripe after each successful charge.