Plan Save Prosper
Legal

Terms of Service

Last updated: May 2026

  1. Acceptance of Terms

    By accessing or using Plan Save Prosper you agree to be bound by these Terms of Service. If you do not agree, do not use the service.

  2. Description of Service

    Plan Save Prosper provides educational business credit card rewards organization and expense optimization information. We help business owners review their existing credit cards, spending categories, rewards programs, annual fees, and usage patterns. We do not provide financial advice, tax advice, legal advice, investment advice, lending advice, credit repair services, or debt advice.

  3. User Accounts

    You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information when creating an account. You must be at least 18 years old and authorized to represent the business you register.

  4. Acceptable Use

    You agree not to use Plan Save Prosper to submit false or misleading information, attempt to access other users accounts, reverse engineer the platform, or use the service for any unlawful purpose.

  5. Payment Terms

    Certain features of Plan Save Prosper require payment. All fees are stated in USD. Payments are processed securely through Stripe. All sales are final unless otherwise stated. We reserve the right to change pricing with notice.

  6. Educational Nature of Reports

    All reports generated by Plan Save Prosper are for educational and organizational purposes only. Rewards rates change frequently. We do not guarantee the accuracy of rewards rates, card benefits, or optimization outcomes. Always verify information directly with your card issuer. Consult a qualified financial professional before making financial decisions.

  7. Data and Privacy

    Your use of Plan Save Prosper is also governed by our Privacy Policy. We do not collect full credit card numbers, CVV codes, Social Security numbers, or bank login credentials.

  8. Intellectual Property

    All content, branding, and technology on Plan Save Prosper is owned by Plan Save Prosper. You may not copy, reproduce, or distribute any part of the platform without written permission.

  9. Limitation of Liability

    Plan Save Prosper is provided as is. We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the service. Our total liability shall not exceed the amount you paid us in the 30 days prior to the claim.

  10. Termination

    We reserve the right to suspend or terminate accounts that violate these terms at our discretion.

  11. Changes to Terms

    We may update these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

  12. Contact

    For questions about these terms contact us at the email address listed on our site.