Plan Save Prosper
Legal

Privacy Policy

Last updated: May 2026

  1. Introduction

    Plan Save Prosper is committed to protecting your privacy. This policy explains what information we collect, how we use it, and how we protect it.

  2. Information We Collect

    • Account information: name, email address, and password (stored as a hashed value).
    • Business information: business name, industry, website, and contact email provided during audit creation.
    • Card information: card nickname, issuing bank, last 4 digits only, card type, annual fee, and rewards type. We never collect full card numbers, CVV codes, or card PINs.
    • Usage information: pages visited, features used, and general interaction data.
    • Payment information: payments are processed by Stripe. We do not store full payment card details on our servers.

  3. How We Use Your Information

    • To provide and improve the Plan Save Prosper service.
    • To generate your rewards optimization reports.
    • To communicate with you about your account and audits.
    • To process payments.
    • We do not sell your personal information to third parties.

  4. Data Security

    We use industry standard security practices including password hashing and encrypted connections. However no system is completely secure and we cannot guarantee absolute security.

  5. Data Retention

    We retain your account and audit data for as long as your account is active. You may request deletion of your account and associated data by contacting us.

  6. Third Party Services

    We use the following third party services:

    • Stripe for payment processing.
    • OpenAI for AI powered report generation. Audit data is sent to OpenAI to generate your report. OpenAI’s privacy policy applies to data processed through their API.

  7. Your Rights

    You have the right to access, correct, or delete your personal information. Contact us to make a request.

  8. Cookies

    We use essential cookies to keep you logged in and maintain your session. We do not use advertising cookies or tracking pixels.

  9. Children

    Plan Save Prosper is intended for business use only and is not directed at anyone under 18.

  10. Changes to This Policy

    We may update this policy at any time. We will notify users of significant changes by email or by posting a notice on the site.

  11. Contact

    For privacy questions contact us at the email address listed on our site.